Holm Bank AS, an Estonian-owned commercial bank, operates under strict regulatory oversight by the Estonian Financial Supervision Authority. It was the first bank in Estonia to receive a credit institution license from the European Central Bank, allowing it to provide financial services across Europe. Founded in July 2016 and headquartered in Haapsalu, Estonia, Holm Bank originally offered financial services under the Liisi trademark since 1995 through its predecessor, Koduliising OÜ. Since 2019, it has operated under its current name.
Holm Bank provides a wide array of financial products for both private and business clients, including financing, physical and virtual credit cards, hire purchases, leasing, and term deposits. The bank has seen significant growth in recent years, with a substantial increase in both its loan and deposit portfolios.
In terms of innovation and expansion, Holm Bank entered into a cooperation agreement with Europe’s leading deposit marketplace, Raisin, in 2019, which allowed it to offer term deposits in Germany and Austria. Additionally, it has expanded into Latvia through the acquisition of SIA Best Lizings, which now operates as Holm Bank Latvia SIA.
Holm Bank emphasizes a customer-focused approach, offering flexible financial solutions and investing heavily in technology to ensure its services are easily accessible online and through mobile applications. This approach is reflected in its broad service offerings, which include loans, deposits, and credit facilities designed to meet the diverse needs of its customers.
For more detailed financial information and business insights on Holm Bank AS, you can view their official website or specific financial reports.
